Introducing BarterLend

Fixed rates.
Fixed terms.
Onchain.

Lend or borrow at a rate you agree on upfront. It never drifts and never resets, so on day one you already know what you'll earn, what you'll pay, and the day it ends.

Read the thesis
Barter Lend

Credit with a rate that doesn't move.

Coming soon

An interest-rate order book.

BarterLend is built from isolated, maturity-based credit markets. Lenders and borrowers meet directly in an onchain order book that prices the rate instead of inheriting it from a curve.

Read the thesis →
$40BDeFi lending TVL today
<0.5%Of it at a fixed rate
30–40%Fixed-rate share in TradFi credit
Lend offersCumulative
6.10%1180k
5.90%760k
5.75%420k
5.60%180k
mid5.50%spread 0.20
5.40%160k
5.25%390k
5.05%700k
4.85%1050k
Borrow bids
$250k
5.35%blended rate you'd earn
$250k across 2 rates$1.05M of depth available
01
Peer-to-peer matching

Rates you name

Place limit lend and limit borrow orders at the rate you actually want. Matching is peer-to-peer and discovery is continuous — no utilization formula in between.

02
No idle capital

Resting orders keep earning

A limit order's unmatched funds are supplied through the pool's external integration — Aave V3 or Morpho — until they match, so quoting a rate costs you nothing.

03
Primary + secondary

Exit before maturity

Origination and the secondary market share one book. Unwind a matched position whenever you need the capital back.

04
Contained risk

Isolated by design

Every market is its own collateral/loan pair with a fixed LLTV, oracle and maturity date. Risk stays inside the market that created it.

Barter Swap

The same engine, everywhere you trade.

Top-3 Ethereum router.

Aggregation across AMMs, RFQ desks and off-chain liquidity. The same engine powers barterswap.xyz and runs as a solver inside the venues you already use — so Barter lives wherever you already trade.

Swap on barterswap.xyz →
$35B+Lifetime routed volume
20k+Tokens supported
510KTransactions filled
barterswap.xyzbarterswap.xyznative appCoW ProtocolCoW Protocolsolver1inch Fusion1inch FusionresolverVelora DeltaVelora DeltaagentMatcha MetaMatcha MetaaggregatorBebop JamBebop JammakerUniswap XUniswap Xfillerbarterswap.xyzbarterswap.xyznative appCoW ProtocolCoW Protocolsolver1inch Fusion1inch FusionresolverVelora DeltaVelora DeltaagentMatcha MetaMatcha MetaaggregatorBebop JamBebop JammakerUniswap XUniswap Xfiller
Barter Autopilot

Earn yield without ever moving your money.

Your wallet
earns for you.

Most yield protocols ask you to deposit. Autopilot doesn't. Your assets stay inside your wallet, fully spendable, and earn fees only when a real swap needs them.

Wallet balance · 30d
$51,820 +$345
+8.0% APYnet of swap activity, last month
USDTUSDC
Day 1Day 30
Integrate

Two ways to ship Barter inside your product.

For wallets, custody, neobanksFree to integrate

Yield-as-a-Service

Drop an Autopilot toggle into your wallet. Users earn fees on idle balances without depositing funds into vaults — capital remains fully spendable and transferable, with a competitive 8–10% APY. Integration is free, you take rev share on every fill.

Talk to us about YaaS →
Wallet app
USDT
12,400 USDT+$8.04 today
USDC
48,200 USDC+$12 today
Earn on idle balancepowered by Barter Autopilot
For wallets, swap UIs, meta-aggregatorsFree to integrate

Router-as-a-Service

Wire Barter's routing engine behind your swap UI in a few lines of code. No setup or licensing fees — Top-3 Ethereum execution with revenue share on every fill.

Talk to us about RaaS →
Swap UI
You pay
1.000ETH ETH
↓
You receive
—USDC USDC
Routed by BarterQuote unavailable